Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Wendy

Great insurance, slow reimbursement

I think Nationwide pet insurance is amazing. It's super easy to submit a claim and I never feel like I am being duped and taken advantage of. I always understand my reimbursement amount. However, I think the amount of time taken to process a claim and receive reimbursement is far too long. The last time I submitted, it took about a month to receive. Luckily, this was a small bill, but in the future it may be larger and have more of an impact on my finances. I would like to see this amount of time shortened. Otherwise, Nationwide is great!
5

out of 5

POSTED: | BY: JOYCE

Nationwide is great to deal with!

We are very pleased with Nationwide. The promptness and professionalism even through email is evident.
3

out of 5

POSTED: | BY: Melissa

Good Insurance

Good pet insurance, I just wish I would get the money back a little faster since my dog seems to be at the vet a lot and the money isn't getting back to me as quickly as I heard it would.
5

out of 5

POSTED: | BY: Marie

Timely....

Great responsiveness from this insurer. I purchased wellness coverage and much of the puppy visits are covered.
5

out of 5

POSTED: | BY: JOLENE

Insurance company I can count on

Impressed with the ease of claims process and the speed of payment.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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