Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Elizabeth

Best pet insurance on the market!

We have been with Nationwide (formerly VPI) for 12 or so years. We have always been extremely satisfied with the friendly customer service and prompt claims service! I would highly recommend Nationwide to any pet parent looking for the best pet insurance!
5

out of 5

POSTED: | BY: Anne

Outstanding coverage

We honestly can’t believe how good the insurance coverage has been for our pup Charley. She had to go to emergency and the entire bill was covered less the deductible. It certainly is comforting knowing that we have that for her.
5

out of 5

POSTED: | BY: Joanna

Easier than I thought

I submitted my claim using vitusvet. Was absolutely hassle-free. I got an email when they received my claim and another as they were reviewing it. When my claim was approved I was able to have it sent directly into my bank account, there was no paperwork involved
3

out of 5

POSTED: | BY: Jamie

Easy claim submission, but premiums are too high!

I really like everything about the insurance and how it works, and claim submissions are really easy. The only issue is that the premiums are so high it doesn't make having the insurance worth it. I don't plan on continuing after the first year.
5

out of 5

POSTED: | BY: mike

Pet insurance does help out

Rocky continues to receive ongoing medications and treatments for his kidney failure issue. we appreciate all you have done for us.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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