Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lynne

Great coverage, easy service

I have been very pleased with my Nationwide coverage for my dog Reese. The coverage has been great and it has benefited us a great deal with our vet bills this year. The process of filing a claim is super easy. The only thing is it seems to take a really long time (about 30 days) for reimbursement. With large vet bills it’s hard to wait an entire month for reimbursement!
5

out of 5

POSTED: | BY: Meagan

Great service

Our dog broke her femur in May so many many bills. The system you input bills is easy. It takes a month but you get results then.
5

out of 5

POSTED: | BY: Kelly

Very Pleased with Coverage, Convenience and Service

We are coming up on Loki's first birthday and so far have been very pleased with our experience with Nationwide Pet Insurance. I have referred several people to you. The app makes everything so convenient. I have not had any issues with claims being denied or getting the run around that one might expect from insurance companies. We plan to continue our coverage with Nationwide and hope that we continue to have a great experience, as we have a few large appointments coming up (ie: neuter, gastropexy, microchipping, 1 year wellness visit, etc.) Thanks for giving us the peace of mind that financially we will always be able to provide Loki with the best veterinary care!
5

out of 5

POSTED: | BY: Kathy

I'm so glad I had this pet insurance!

I’m so glad I had pet insurance when I had to take my very sick dog into the emergency vet. When they gave me a quote on the cost, it was one less thing for me to worry about. I can’t imagine what it would have been like if I had to choose what to do for him based on cost. I made the claim and was reimbursed within days. Thank you!
5

out of 5

POSTED: | BY: Randy

Great customer service and support!

Nationwide does a great job of fairly reviewing claims and paying in a timely manner.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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