Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dani

Great Coverage

Highly recommend Nationwide Pet Insurance with Wellness! In fact, I tell everyone I talk to with a dog. Both of my French Bulldogs are insured and it has been a lifesaver! From puppy vaccines to swallowing a bee to skin infections, Nationwide is there to help cover costs. The claims process is so simple! You can submit you claim via the app before you even leave the vet... it's amazing!! They tell you up to 30 days but it's typically much faster. We compared many different policies and Nationwide offer the broadest coverage. I can't speak highly enough!
1

out of 5

POSTED: | BY: Tracy

Stop Delaying the Processing

I have not been reimbursed for Ollie’s claims. I was told my account was under review and it would be 30 days max. I called and explained my dissatisfaction and was assured it was almost complete. I just received a letter saying it would be another 30 days. I need a decision so that I can choose a different company of Nationwide continues to delay.
5

out of 5

POSTED: | BY: Jason

Ok coverage

Ok coverage. Takes a long time to finalize claims. Claim submission is easy. Rates go up every year.
5

out of 5

POSTED: | BY: Andy

Worth every penny.

My Grand daughter told me about pet insurance, and i took her advise. This company is just a blessing.No more worries when my pal needs to visit the Vet.
5

out of 5

POSTED: | BY: Lorie

Best!!

Claim process is much better with the new app and settings. Very glad i purchased this for my "fur baby". Thank you!!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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