Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Dana

Set Fees Too Low

The fees for different medical problems are too low for what vets charge. Additionally, there are many medical conditions Nationwide doesn't cover, which are not listed on their Website. You have to wait until you get your policy along with the printed list of conditions not covered.
4

out of 5

POSTED: | BY: Trevor

Due to low coverage rates, I find that I need to review all claims for accuracy regardless of whether or not it is needed.

While I find that claims are made in a timely fashion and seemingly in line with the scope of benefits, the coverage is lower than I would have expected given the premiums. I find myself reviewing all EOBs for accuracy. Again, I have not found issues but am always surprised how low the coverage is. As there have not been issues, I have not yet been prompted to reach out; I am only sharing my thoughts since the survey asked me to..
5

out of 5

POSTED: | BY: sandra

I love my pet insurance with a thousand good points and only one bad

I love my pet insurance and have absolutely no complaints except one. Sometimes it takes a long time to get reimbursed. Its not a horribly long wait, average is two weeks, a little long, but not long enough for me to discontinue my coverage with your great company.
5

out of 5

POSTED: | BY: Alisa

Nationwide provides excellent service.

Thank you so much for the great service you have provided during the ongoing care for my Nico in helping with the costs of treatment.
5

out of 5

POSTED: | BY: MH

you expedite claims in fast and efficient manner

very happy with service so far.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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