5
out of 5
POSTED: | BY: Jacob
Nationwide VPI Is Awesome
I have had Nationwide's whole pet with wellness plan with a 90% deductible for several years and I highly recommend getting pet insurance for your pet as soon as you can. I had been meaning to get pet insurance, but wasn't sure which one to get. After a large vet bill, I decided not to wait any longer. Several months after I started with pet insurance, my pet started having a lot of infections and eventually needed several surgeries and to be put on a special diet - all of which Nationwide covered 90% of the costs. Nationwide's customer service has been awesome throughout the whole process and I am a very happy customer. One downside to Nationwide VPI to consider is it is an invoice reimbursement claim process, so you do have to submit a claim with invoices and Nationwide will pay you 90% of covered costs within 30 days (they usually process in about 2 weeks), whereas some other insurance companies offer a program where they pay the vet directly and you only have to pay your share at the vet during the time of service. To make the claim process easier, Nationwide does allow you to submit claims via their mobile app and you can get the claim paid electronically to your bank account. I chose Nationwide based on a coverage and cost comparison I made from research, but I know people are happy with other companies as well, so I think it's just a good idea to get a good pet insurance policy from any of the companies your vet recommends - and to do so sooner than later because pre-existing conditions are not covered by any policy.