Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jacob

Nationwide VPI Is Awesome

I have had Nationwide's whole pet with wellness plan with a 90% deductible for several years and I highly recommend getting pet insurance for your pet as soon as you can. I had been meaning to get pet insurance, but wasn't sure which one to get. After a large vet bill, I decided not to wait any longer. Several months after I started with pet insurance, my pet started having a lot of infections and eventually needed several surgeries and to be put on a special diet - all of which Nationwide covered 90% of the costs. Nationwide's customer service has been awesome throughout the whole process and I am a very happy customer. One downside to Nationwide VPI to consider is it is an invoice reimbursement claim process, so you do have to submit a claim with invoices and Nationwide will pay you 90% of covered costs within 30 days (they usually process in about 2 weeks), whereas some other insurance companies offer a program where they pay the vet directly and you only have to pay your share at the vet during the time of service. To make the claim process easier, Nationwide does allow you to submit claims via their mobile app and you can get the claim paid electronically to your bank account. I chose Nationwide based on a coverage and cost comparison I made from research, but I know people are happy with other companies as well, so I think it's just a good idea to get a good pet insurance policy from any of the companies your vet recommends - and to do so sooner than later because pre-existing conditions are not covered by any policy.
5

out of 5

POSTED: | BY: Wes

EXCELLENT COVERAGE, QUICK AND EASY RESPONSE TIME

Very easy to deal with claims. Quick form fill-out with quick response time. Very good coverage with "wellness program"
5

out of 5

POSTED: | BY: Jessica

I felt my dogs health are very well protected with Nationwide insurance, I have no regrets to have Nationwide for my dogs.

Nationwide is the best insurance I had for my dogs. Excellent customer service and overall an outstanding insurance.
5

out of 5

POSTED: | BY: Marianne

Excellent Coverage & Prompt Payment!

I’m so glad I have my dog insured through Nationwide! Insurance really helps take the sting out of expensive vet bills!
5

out of 5

POSTED: | BY: Michael

Always fair reimbursement

Trista has Alergy problems and she is on herbal meds for them they have been very helpful and avoids visits to the vet which are costly I would appreciate if the herbal meds were coveref

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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