Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Charity

Great insurance to have

VPI has helped me and my pet in so many ways. They make it possible for me to never second guess getting treatment for my pet because I know that they will help me financially. I have had VPI since both my dogs were pups and it couldn’t have been a better decision for us.
5

out of 5

POSTED: | BY: Elaine

The Best Pet Insurance Ever!

Because of this insurance, Sage is not only well but thriving because she got exactly the treatment she needed without having to compromise on care. Payments have been timely, and the direct deposit feature is a great convenience. have recommended Nationwide to anyone I know who has a pet. The peace of mind this coverage provides is worth every penny.
3

out of 5

POSTED: | BY: Patricia

Many of Lady's claims that should have been coverd were not. I will be calling after New Year's day.

I am disappointed about the denial of claims that should have been covered.
5

out of 5

POSTED: | BY: Jeff

Everything about Nationwide has been great- dont know what I'd do without the insurance

Nationwide is a terrific pet insurance
5

out of 5

POSTED: | BY: Sue

No Hassle Pet Insurance

On the recommendation of a friend, I enrolled my dog in what used to be VPI insurance (now Nationwide Insurance) the first week that I had her. She's now 7 years old. I have never had any problems whatsoever with Nationwide not coming through with payment on a claim based on their written policies. It is a relief to know that Nationwide will cover what it says it will cover for unexpected costly medical care (as well as routine care).. My little girl has had gnarly dental procedures the last two years and Nationwide covered the surgeries per my policy.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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