Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: maureen

Nationwide Pet Insurance is the best choice I've made in years.

After a lifetime of pet ownership, it is so nice to be able to give the best care my dog deserves. Claims are easy to submit via app. Claims are processed and paid quickly.
5

out of 5

POSTED: | BY: Tenna

Very reliable

Very reliable and pay out on claims is very good, very easy to submit a claim also. Would be nice if pay on both Flea prevention and Heartgard in same year not just one or the other since this is preventive care. Also some pets are on prescription food would be nice if this was also covered.
5

out of 5

POSTED: | BY: Michael

comprehensive coverage!

We have had pet insurance for 2+ years now and we think it’s one of the best decisions we’ve made. Up until now, we haven’t had any serious issues but did have to take her in frequently which insurance has helped with. Most recently her Gi problems were becoming an issue one week and had to take her to emergency care multiple times. There’s just a lot of assessments and blood work done which added up. Thankfully we had insurance which helped cover a majority of the costs! It’s been a great investment for our pet.
5

out of 5

POSTED: | BY: Jo

see below

With first use of sending in claim and setting the process was very impressed with the "ease" for a non-tech person. Additionally please with the recovery of expenses. Have shared with others your name! Not sure if I was a=correct about time for handling the claim-could have been sooner
5

out of 5

POSTED: | BY: Kevin

Outstanding service

Nice to have insurance for a family member that actually helps.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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