Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mr

Nationwide is extremely dependable and I’m letting everyone know.

When I got my cat, I wanted the best I could offer her. When I discovered that pet insurance existed, I didn’t hesitate getting her coverage. It was one of the best decisions I made in her case. Shortly after, she fell ill and was hospitalized. I was skeptical, but Nationwide came through. I’m now a lifetime member.
5

out of 5

POSTED: | BY: Nathan

Great customer service and quick, helpful response!

I was expecting a troublesome process when submitting multiple claims for my pup after some unexpected dental issues. However, the online submission process was quick and straightforward, and the claims were processed much more quickly than expected. Before I knew it, I had been reimbursed for all claims! Wow, this was simple and stress free! I highly recommend Nationwide if you care about your pet!
5

out of 5

POSTED: | BY: Sharyn

Nationwide has always been helpful and payments are pretty prompt, which I appreciate.

I would highly recommend Nationwide to other pet owners. They are great at paying vet bills and always ask how your pet is doing. They have different plans for what you need,too.
4

out of 5

POSTED: | BY: Melanie

For the most part, I'm happy with the service.

For the most part, I'm happy with the service. I'm not please that 2 of Gunnar's visits were considered pre-existing. How are we to know if he had anything when we got him, which is the entire reason for bringing him in for a well puppy visit. We had Gunnar for a little over 3 weeks prior to getting his first appointment. We purchased his insurance the day we got him but of course there's a waiting period for it to become effective.
5

out of 5

POSTED: | BY: Roberto

The best coverage a pet can have!!!

This policy for my dog could not be any better.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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