Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Molly

Not as great as I thought

Customer Service continuously gets worse with each call, surely not as nice as the sales team!! Claims take a long time! Disputes take a long time! They put a preexisting condition on my dog which is now excluded. It was something that was never diagnosed. Still waiting for the response for that dispute. I tried to upgrade my 1 year old dog’s plan, but they said I have to wait until September (by then the dog will be older and it will cost more)! Not sure it is all worth it....unless and they love to tell you unless, your dog suddenly needs surgery or has an emergency! Will look into other companies as my vet has recommended
5

out of 5

POSTED: | BY: Anita

i Love Nationwide

I give Nationwide a "10"
5

out of 5

POSTED: | BY: Daniel

Head of the class

I was on location in Santa Fe, NM, Paris before then and Nationwide is the only insurance I know of that follows you around the world. There is no better pet insurance. The premium is higher than most, but the value is MUCH higher. Nationwide is built for today's world and pet owner, they are by far the best--I give them the highest recommendation by referring them to my friends and family.
5

out of 5

POSTED: | BY: Kelly

Nationwide is the only pet insurance to go with.

I tell everyone I know about Nationwide Pet Insurance. When they shop around, they come back and tell me that Nationwide is the most inclusive for the money. And the ease of filing claims and receiving direct deposit via phone notification is really nice. Most importantly is if I notice something not right with my pet, I don't have to worry if I can afford the tests. Or whether or not to take them to a vet hospital, no matter what time of day or day of week. Peace of mind is worth it.
5

out of 5

POSTED: | BY: Janis

Older dog’s teeth and gum surgery.

Fast, fair payment of claim, hassle free.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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