Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Joseph

Horrible

I took my dog to two veterinary a year ago because there was something wrong with her. She wasn’t eating for almost a week and she seemed sluggish. The first vet said nothing was wrong with her and I end up paying $115 for the visit. The next day she collapsed when I went to walk her which scared the hell out of me. I took her to the ER and they said her had Lyme disease which she never showed any signs of until she collapsed. I had all the paperwork both vets provided me and I submitted the claim and faxed it thinking it would be faster. Nationwide said they needed more information? My dog just reached a year but the people I received her from never took her to get her shots or anything so she had no previous hospital records. After three months going back and fourth with nationwide they still wanted previous hospital records? I wrote an email explaining the situation and they said they’ll expedite the email for review. I get a letter with nationwide stating that they couldn’t get in contact with the ER and that they’re sorry for the inconvenience. It’s been a year and I still haven’t gotten reimbursed for the visits. I’m about to cancel Nationwide. They’re a horrible company when it comes to pet insurance and I do not recommend them to anyone who is looking to provide the best care for their pet.
5

out of 5

POSTED: | BY: Robert

Getting Nationwide Pet Insurance was the best thing that we could have done for Chief.

We have had a very good experience with Nationwide so far.
5

out of 5

POSTED: | BY: Annabelle

Nationwide is the best

Excellent
5

out of 5

POSTED: | BY: Albert

Great

I recommend your services to everyone I know with a pet!
5

out of 5

POSTED: | BY: Candice

Thank You

Thank you for making the claims process so easy.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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