Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Robert

Grateful for NationWide insurance for helping with the care of my pet

The irritation in the left ear of Taddy is much better. He is no longer scratching the ear. This is the second dog that I have covered under the VPI/Nationwide insurance program.
3

out of 5

POSTED: | BY: Crispin

Redevelop speed of claim process

I really don’t know...! Claim should be process from the Vet Clinic to the insurance company, so you guys are receiving the information you guys need. Send the remaining statement to the customer, as oppose to having the customer having to do the processes. It’s NOT 100% coverage and the customer are doing lots of leg work to accomplish a claim.
1

out of 5

POSTED: | BY: Catherine

Complete scam, don’t buy.

Not worth your money- put the same amount into a savings account for your pet each month and you’ll come out further ahead and less stressed. Infections that are by definition NOT conditions are treated as such, meaning a lot of things aren’t covered, specifically if a pet’s health worsens related to the “condition.”
5

out of 5

POSTED: | BY: Joanne

Brandy & Roclks

Miss Brandy cheerfully swallowed a fairly large rock. This was caught quickly. Surgery was successful at Purdue Small Animal Hospital. My girl is doing well. Thanks to Brandy’s insurance my only worry was her recovery not the cost of the operation. Thanks, Nationwide!
5

out of 5

POSTED: | BY: John

Quick and Easy

Claims process was quick and easy. Very helpful customer service.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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