Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kara

Incredibly convenient and provides peace of mind

So happy with my decision to use Nationwide for Pet Insurance. I've been a long time dog owner and lover and having Nationwide on our side provides that extra peace of mind when providing pet care.
5

out of 5

POSTED: | BY: Kimberly

Reputable company!

I think Nationwide is a good, reputable company to deal with. Claims are easy to file and the reimbursement amounts are more than generous.
4

out of 5

POSTED: | BY: Michelle

Best insurance buy we have made!

I have never had pet insurance before and always was sorry that I didn't purchase it when we had a pup or a new younger dog. When we got Boji as a tiny pup I knew that I wouldn't make that mistake again! We are so happy that we went with Nationwide. They are truly concerned about our fur baby and have been very responsive and professional. Boji is going through a very concerning couple of health issues and Nationwide was sincerely and genuinely concerned about him. It was most appreciated!
5

out of 5

POSTED: | BY: Tracey

Submitting a claim is so easy and payment is processed so quickly.

It's so easy to submit a claim and I got paid in no time. Couldn't ask for more.
5

out of 5

POSTED: | BY: Sandra

Lucky to have Nationwide Pet Insurance

I am very lucky to have Nationwide Pet Insurance for my bulldog, Kevin. Even though he is only 3, he has been riddled with health issues including seizures, eye problems, abnormal blood work, infection after neuter and emergency stomach surgery (he ate a nerf football. Ugh!). Even a normal check-up would cost hundreds of dollars due to the blood work needed and pet preventatives (flea/tick and heartworm meds). Nationwide has been a Godsend! My only complaint is that the monthly premiums are going to increase 60% this year but it is still worth it for this dog.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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