Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Audrey

Good care

I have a few issues with Ferdinand and brought him to my vet they did all necessary tests and my baby boy is wonderful. I was fully reimbursed, it took some time but nation wide came through. Couldn’t be happier, and my puppy is great
5

out of 5

POSTED: | BY: Steven

Excellent and timely service. Always rapid processing for payment.

Very easy to work with and rapid payments. We would recommend and have recommended Nationwide to friends and others as a good company to insure their pets.
4

out of 5

POSTED: | BY: Sheli

Thankful for pet insurance. Claims take too long to process and or receiving reimbursement. Insurance increase is too pricey.

Despite multiple attempts made by our vets office to file the same claims. It appears they are being lost. I never use to experience this problem in the beginning but over the last 8 months. We (myself and Vet office) are resending claims multiple times because "you claim you're not receiving them." I live outside city limits and this does not make it very easy to make myself available. However, I can assure you all claims are being processed by fax at checkout after each visit. I can also understand the insurance increase for Milee our boxer, with sensitive stomach and other issues. But to increase Jade too (border collie mix) whom is seen only once a year for routine check ups (healthy dog and has no health issues) Your policy information says your giving us a discount for our 2 pets. I'm not so sure about that either. I believe the insurance increase took place because Milee has health issues and nothing more. But If we drop Jade from the insurance we lose the supposed discount. That sounds a bit off and ridiculous.
5

out of 5

POSTED: | BY: Joan

Always very pleased with your service

Excellent
5

out of 5

POSTED: | BY: Heather

Great

Very easy to file claims. Thoughtful followup.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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