Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Jillian

Processing Time

The submissions of claims is simple, especially though the VitusVet app. The processing time though for a claim is less than desirable. Vet costs are expensive, and when it takes 30-45 days to review a claim and issue the reimbursement, that can cause a financial hardship to your clients. a reasonable processing time would be 15-20 days, but when it is hyper extended to 30-45 days, I think there is some room to adjust for efficiency.
5

out of 5

POSTED: | BY: Danielle

So Simple!

It's so easy submitting a claim for Lady - I love the process!
2

out of 5

POSTED: | BY: Arshad

False promises

Upon signing up for insurance, was told neutering is covered. I cancelled my Trupanion nased on this promise. Once I filed the claim, it was denied. As a puppy, like any other dog, my pet had some stomach issue. Eventhough I signed up right after acquiring my puppy. All my claims were denied, stating g it's a preexisting condition. Needless to say, I would not recommend this insurance company to anyone.
5

out of 5

POSTED: | BY: Kim

Worthwhile

Great to work with!
5

out of 5

POSTED: | BY: Antonia

Great

I really like this insurance but I think it takes way too long to get reimbursed. I've had claims pending for almost a month.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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