Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Kyle

Delayed reimbursement

In general, I have been happy with Nationwide(VPI) in terms of turnaround time and claims paid but in the past few months, I waited over 5 weeks to get reiumbursed for our claims. That seemed a lot longer than in the past: and the claims weren't reviewed quickly either. I think it is also hard to make heads or tails of things covered/not covered but that is nothing new: insurance in general is confusing and hard to understand. Perhaps that would be an area to work on .
5

out of 5

POSTED: | BY: Bill

I love nationwide pet insurance!

Love how you guys check up on Tarzan.
5

out of 5

POSTED: | BY: Courtney

Thank you!

Thank you Nationwide for giving me one less stress while my sweet Windsor was sick and having to stay with the emergency vet. Knowing his insurance would cover and the ease of claim processing helped me be able to focus solely on Windsor getting better!
5

out of 5

POSTED: | BY: Kelly

Effective, easy and helpful!

We were extremely pleased with the coverage of the procedures Bane received for his oral surgery. It was a very unexpected situation, emotionally and financially, and to have the comfort of knowing he was covered made the whole experience a lot easier. Thank you!
5

out of 5

POSTED: | BY: Stephanie

Helpful but took some time

i had a substantial claim to file after major illness, and after 3-4 weeks I received a notice that there would be no reimbursement. I called Nationwide and a very helpful representative explained that was a mistake. The claim was reviewed and after 2 weeks a sizable reimbursement was issued. Most importantly, my dog received the care she required.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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