Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Louis

Dependable.

I have been pleased with the efficiency and customer service responses from Hartford Pet Insurance since I took out the policy with them. My Pomeranian does have more than one medical issue, so I am extremely grateful that Hartford has helped with the costs which, at times, has been overwhelming. .
5

out of 5

POSTED: | BY: Heather

Great Support!

Thank you for your support during our stomach event with our dog Wilson. He received some IV fluids, antiemetic and new food that was easier on his stomach. Wilson is back to his energetic mischievous self.
5

out of 5

POSTED: | BY: Nancy

It takes too long to process claims and send payment.

We really like our policy and all that it covers. Our only complaint is that is usually talks at least 1 month to process our claims. Otherwise you are doing a great job of protecting Tacky and easing our concerns about the cost of treatment for him.
5

out of 5

POSTED: | BY: Joe

You guys are great.

YOU GUYS ARE GREAT
5

out of 5

POSTED: | BY: Steve

Usual and customary great service continues

Dinky, our Alaskan Klee Kai, developed a UTI (Urinary Tract Infection) and needed a few unexpected trips to the vet. When Dinky adversely reacted to a prescription medication, we did a trip to the emergency vet (of course, on a Sunday). We were at the vet's office from 3:50 pm to 1:20 am. Dinky was vomiting at least hourly, loose bowels, and becoming emaciated. The vets did a wonderful job on Dinky who made a full recovery. While most vet bills are not exciting, after-hours, Sunday vet bills are REALLY not exciting. Nationwide Pet Insurance came thru for us like a champ. Thank you, Nationwide Pet Insurance.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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