Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jean

I am so glad we purchased insurance and so far Nationwide has been great.

Nationwide has been helpful and is it's easy to file a claim and payment is timely.
5

out of 5

POSTED: | BY: Karen

Simply the BEST

Nationwide truly cares about our pets. I love the magazines and the claims process is super easy and fast. I also like the portal that I can go to to look at docs, etc. They're the best!
5

out of 5

POSTED: | BY: Katherine

Coverage for emergent vet issue

Submitting our claim was easy and we were reimbursed as expected in a timely manner. It gives us great peace of mind knowing that if Bruno needs emergency services in the future, they’ll be covered, and it removes a major barrier to going to the vet as soon as an issue emerges, which was definitely in his best interest.
5

out of 5

POSTED: | BY: Jennifer

Nationwide insurance came through for us

We have had pet insurance since we adopted Chloe in 2010. We had not used it that much in recent years, but this year she had to have several cancerous lumps removed. She had surgery to remove the 3 lumps, we had the lumps tested multiple times, and had many vet and vet oncologist visits. I filed all of these claims and had no issues with Nationwide paying the claims according to their policy. She was just about recovered from her surgery and she was out walking and a large dog ran out of her home and bit Chloe. So we were back to vet visits and cone wearing. Once again Nationwide covered these bills for us. Now finally, Chloe is back to herself - all healed and as fiesty as ever.
5

out of 5

POSTED: | BY: Julie

Great pet insurance provider

We've had this insurance for about 2 years and have been very pleased overall. Very few pet insurance offers both wellness and illness/injury. We receive 90% back and have found their claim process very easy - just wish it was a 10 day turnaround time frame. Get it when you first get your pet to help with any incidents that may come up.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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