Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bob

Great company to deal with!

I had never had pet insurance and hoped I would never need it other than the wellness visits and yearly check up and vaccinations. As it turned out Callie torn her ACL and needed surgery. Nationwide covered 90% of the cost and is doing great! Friends I hunt with had recommend Nationwide as a very good company that they had used for years.
5

out of 5

POSTED: | BY: Joan

Nationwide Insurance is efficient, helpful and easy to use.

It is easy to submit my claims to Nationwide, and they pay quickly.
5

out of 5

POSTED: | BY: Mark

This insurance has worked well for us.

This insurance has worked well for us. Our Vet files the claim and it is adjudicated quickly and efficiently. My only wish is that the reimbursement be directly deposited in my bank account instead of going through Chase.
5

out of 5

POSTED: | BY: Debra

Thank you for saving Robie

4+ years ago Robie became very ill. After 2 vets didn’t know what to do I took him to a university veterinary clinic. They were also stumped but began to treat the various symptoms. After being on death’s door, Robie is an active & happy dog. He’s had a few relapses but thanks to Nationwide he receives the care he needs. Robie wouldn’t be here without Nationwide. I can’t thank Nationwide enough to be on Robie’s team.
5

out of 5

POSTED: | BY: Lisa

Claim submission extremely easy

I am able to see and manage both policies for each cat at once. This is very helpful. The vet put both of my cats on prescription food and I’m so grateful that this is covered by my policy. Also submitting claims is very easy
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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