Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Caroline

I'm so glad I opted for the Wellness plan for my cat becuase preventative dental care is very important for cats too!

My cat Kermit had his teeth cleaned recently and a tooth extracted as part of his wellness care. I'm so glad I got the Wellness plan. I feel so much better giving him the preventative care so that we can take care of issues while he is healthy and on the younger side, so that they do not become major health problems at a later stage. Kermit is doing very well. And I appreciate the quick processing of his claim. Thank you Nationwide!
3

out of 5

POSTED: | BY: Cynthia

Mixed Feelings

I believe Nationwide/VPI is a very good company but I seem to remember that they covered a lot more 10 years ago as my elder pets needed them. I did receive a great reimbursement from the dental/medical procedure my cat just had and I’m very thankful, but his ongoing disease is very expensive and I feel we max out very early in the year. Maybe I don’t completely understand the plan so I’m going to call to see if my vets and I are submitting claims correctly. I am just worried that should my pet need some procedure that is very costly and his chances are good, it would be painful to have to give him up because of cost.
5

out of 5

POSTED: | BY: Drake

Nationwide Pet Insurance is Amazing!

Perfect Company Insurance for my Perfect Shelby!
5

out of 5

POSTED: | BY: Anu

Great

We are very happy we got insurance for our puppy. The 24/7 hotline has been very helpful as has all conversations we have regarding packages and payment options. I have encouraged many of my coworkers to sign up with Nationwide since I have had such a great experience.
5

out of 5

POSTED: | BY: Maria

Easy to use, very comprehensive

They are easy to use, very comprehensive policy and very attentive.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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