Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bridget

Very efficient claims processing

Claim processing was fair and fast. Thank you!
5

out of 5

POSTED: | BY: Laurence

Good service all the way around

Keep up the good work!
5

out of 5

POSTED: | BY: Frank

Great service

Thanks for checking
3

out of 5

POSTED: | BY: Paige

Great coverage, claims take too long to process and prices are skyrocketing

I went with Nationwide because they covered pretty much everything even though their prices were high. Submitting a claim is easy, but sometimes it take well over a month to get claim approved. Two things I really don't like that are actually turning me away-the price increase and what they consider "preexisting". First, I understand prices go up, but a 30% price increase overnight? My plan went up $240 for the year, making it totally not worth it anymore. Gradual increases are one thing, 30% increases are robbery. For that reason alone I will not be remaining with Nationwide. The other problem I had was Nationwide looking for any reason to claim something is oreexisitng to not pay out. My dog had allergies in the past, and then got an infection in her skin on her neck. Two separate things, the vet even wrote a note saying one had nothing to do with the other, but they claimed it was preexisting and wouldn't pay out, no matter how many times I fought it. I had to eat the $500 bill, plus pay for the insurance that covered nothing. So between that and the price increase, I will not be sticking with Nationwide.
5

out of 5

POSTED: | BY: Susie

Great Service

Great service, flexible, convenient, helpful support.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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