Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary

Nationwide is the best!

Got Nationwide Pet Insurance the day I brought my puppy home. She has had two major operations and Nationwide came through for us. They reimbursed us their portion before my credit card bill came. I recommend them to everyone I know who has a pet.
5

out of 5

POSTED: | BY: Ashley

Faye is still alive thanks to Nationwide

If it weren't for Nationwide we might not be able to give Faye everything she needs for the remainder of her life. Thanks to Nationwide we were able to figure out how to work with her auto-immune disorder and allow her to live a short, but healthy life. Each claim is super easy, the customer service is amazing, and after every tough vet visit we are able to relax a little bit knowing that we've got her covered since Nationwide has us covered. Every dog owner I meet I recommend Nationwide and swear by the peace of mind doggy insurance provides.
5

out of 5

POSTED: | BY: Vee

Easy process delivers exactly what was promised.

Had the policy 8 months since adoption our rescue dog. Processing is easy, reimbursement is quick and they've delivered exactly as promised. Well worth the investment.
5

out of 5

POSTED: | BY: Sharon

Nationwide Pet Insurance does a tremendous job in helping meet the high costs of pet care.

Sassy has some problems with allergies and ear infections. Her insurance has been so helpful in paying a large part of her healthcare. I am totally satisfied with all that they have done.
5

out of 5

POSTED: | BY: Jeanie

Pre-existing issue

I am very happy with my coverage for my dog, especially well care items, such as flea and tick treatments. I only have one complaint, and it began when I signed Josie up over the phone. The agent asked if Josie had ever been on any medications, and I said, "Only a one-time pain pill prescription for a strained back a couple of years ago." (She twisted wrong while jumping after a frisbee, and we've never had her chase them again....she now stays grounded with a ball.) The policy for Josie showed up with a "pre-existing issue"...."intervertebral disc disease"!! Wow!! I submitted the review request form back in '16, explaining that she has never had a problem before or after this, along with vet records, but it was rejected. Our current vet said we'd have to do a whole exam, x-rays, etc. to check her out. I guess this means if she ever has back problems she won't be covered. That's pretty frustrating, but we've kept the policy, because they do cover most everything else.....and we keep our fingers crossed she won't have this "disease" again. I would, and have recommended National to others. I think it's one of the best plans out there, if not the best.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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