Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary-Ellen

Very Happy with Nationwide

I have been very pleased with VPI now Nationwide insurance. I have been a customer for almost 9 years. The turn around time on claims is very good. The only thing I have been disappointed was when the company would not allow me to upgrade a few years ago. The request was declined because my dog has an eye condition that she came down with 2 years after my joining. The eye problem was considered a pre-existing ailment and therefor I was rejected. I was extremely disappointed where my dog has been with this company since a baby.
5

out of 5

POSTED: | BY: Sandra

Easy Claim Process

The claim submission is easy and app is a great tool to leverage. My only gripe is the lead time for claims to be reviewed and reimbursed. This can be quicker.
5

out of 5

POSTED: | BY: Kaylene

Easiest, fastest claim service

Wonderful and fast turn around on claims.
5

out of 5

POSTED: | BY: Sharon

Complicated diagnosis

Little did I realize my dog would get so sick and then have to endure a process of elimination to find a diagnosis. I am was o pleased to have my vet take care of the paperwork for the insurance and so happy that I decided to insure both of my two dogs. The process is made easy and Nationwide is so easy to work with. Thank you
5

out of 5

POSTED: | BY: Molly

Thank you for being there when we needed you most!

Hi, We recently had to make several trips to the vet, one emergency, and without Nationwide's pet insurance we would all be in bad shape. We're so thankful for the help they provide and for how easy it is to file a claim with them. It's always stressful to make unscheduled visits to the vet but we felt much more confident knowing that Nationwide was there with us. Thank you so much for your help over the last month through 3 visits, multiple medications, one stressed kitty, and his two stressed humans.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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