Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Andrea

Piece Of Mind for Me, Loving Care for Ace

I love my dog, and I love knowing he has Nationwide on his side. In the last year alone, he ate a shoe, had conjunctivitis and got a severe case of gastroenteritis. Each cost me close to $1,000, but thanks to Nationwide, each vet visit was almost completely covered. I have the peace of mind knowing I can take my dog to the vet in an emergency without breaking the bank. Thank you Nationwide!
5

out of 5

POSTED: | BY: Mary

Nationwide provides excellent coverage that is easy to understand, and affordable.

Great Company. Glad I found them. It is the first company in which I understood the coverage and benefits. I really believe it is the best coverage out there.
5

out of 5

POSTED: | BY: Mila

Love my pet insurance

I love how easy it is to submit the claim. Pre filled claim form is awesome and turn around time on the processing is impressive!
5

out of 5

POSTED: | BY: Shirley

Nationwide has been the best to work with and has proved its value.

We had a tough year with Jett, first a running injury, attacked by another dog, and then the injury to TPLO surgery. It has been one tough year for us. Having Nationwide has made his recovery so much easier. At first I wasn't sure I really wanted to subscribe to another insurance premium and another monthly commitment. Nationwide has been the best to work with and has proved its value. I won't go without pet insurance again.
5

out of 5

POSTED: | BY: bruce

Best insurance policy that you can purchase for your pet

I purchased a gold plan a few years back. My maltipoo got into my wife's purse and ate half a pack of sugarless gum that contain xylitol a sugar substitute. Xylitol is deadly to dogs and my dog started to go into liver failure. Luckily I was able to get him to a vet hospital in time and get him on the proper treatment plan. 5 days later we had a bill for $2,000. Nationwide made it so easy to submit my claim and within a week everything was approved and we received our reimbursement. Everyone that has a pet needs to have a Nationwide insurance policy, since some of these injuries or illnesses can cause thousands of dollars.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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