5
out of 5
POSTED: | BY: Joanne
Nationwide is the best pet insurance!
Great service.
4.7
out of 5
Number of reviews 25,788
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Nicole
Easy to File a Claim but it Takes a While to Process
I submit claims through the VitusVet app. It's easy to submit the claim via the app. My only issue is that it takes a couple of days from when you submit the claim on the app to receive an email confirming that your claim was received. It takes even more longer to process the claim (sometimes a few weeks).
5
out of 5
POSTED: | BY: Christy
So happy I have Nationwide
Nationwide is my first experience with pet health insurance and I will never use another one. The ease of applying, filing claims, and the prompt review and payment within 30 days is fantastic! In my over 2 years experience with Nationwide as my dog's insurer, there has only been one claim that was sent back to me for more information, and it was legitimately my error when I filed it. I gathered up the information, faxed it over, and the claim was reprocessed within days.
I truly can't recommend a better pet health insurance company!
5
out of 5
POSTED: | BY: Craig
Straight Forward Claims Process
From submitting the claim, to ease of understanding the coordination of benefits to receipt of funds, Nationwide made the whole process very easy!
5
out of 5
POSTED: | BY: Laura
Life-Safer
I adopted a healthy puppy when he was 10 weeks old with no health issues. Insured him because I'm naturally anxious and wanted to be prepared for the worst case scenario. Well, as it turns out my pup is medically complex to say the least. He had anal gland issues, has chronic GI problems, and has anxiety. His first year was expensive and traumatic for us both. Being able to let go of financial worries and know that Nationwide would reimburse 90% of the expenses was life-saving and allowed me to focus entirely on getting my pup back to health. This year, his health has been much better managed overall. However, last week was quite a week and I ended up calling the VetHelpline three times to seek advice about possible emergencies. The on-call vets were wonderful, reassuring, and walked me through what to do. I don't know what I would have done without that service! I will say that the premiums are expensive as sin (more than double what I pay for my own medical insurance), but in my case, they have been WELL worth it.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.