Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Raquel

Expensive for peace of mind, long processing times.

This is expensive for peace of mind. I plan to set up a savings plan for my dogs for health services in lieu of this insurance. Processing also takes too long. Over a month before you are reimbursed for any expenses. The EOBs don't tell you where you are with meeting your deductible. Only that you haven't met it for them to pay. So you will need to keep your own tally of expenses.
5

out of 5

POSTED: | BY: Wendy

Security

I love having Nationwide pet insurance, it is nice to know that when you need it and for all preventative care.
5

out of 5

POSTED: | BY: John

Service is always great!

Excellent product and excellent service both regarding claims and the Vet hotline (which I have used several times).
5

out of 5

POSTED: | BY: Sara

Yearly checkup

Great vet services. My first few vet reimbursements were a nightmare but since much improved
5

out of 5

POSTED: | BY: Marsha

Very pleased and have been for many years.

Have used your insurance for many years and have been please.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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