5
out of 5
POSTED: | BY: Gloriana
Happy to have Nation-wide
I'm happy with the insurance so far, it has covered some important expenses we've had and that's been a great relief.
4.7
out of 5
Number of reviews 25,788
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Nadine
Great insurance service!
The forms are easy to complete. You will receive a prompt email stating the form has been received. It does however take 2-3 weeks to hear back with an updated email about your claim. You then receive your reimbursement in the mail which in 2019 you would think an automated electronic funds transfer could be possible.
5
out of 5
POSTED: | BY: Valerie
Pleased with Nationwide so far!
This is the first time I have ever had pet insurance. With a Great Dane I knew I might be facing some issues but never can be sure. I have been pleased so far with coverage and promptness looking at claims
3
out of 5
POSTED: | BY: S
Claim review
The customer service reps are friendly enough, but I'm very frustrated with the amount of time it's taking to review a claim for a condition that was CLEARLY not pre-existing. I filed my initial claim back in April and since then I've only gotten letters stating that more time is needed.
At one point Nationwide said they needed to see paperwork from my "four other vets." Knowing I do not have 5 vets I looked at my records and noticed that they took the legal name of a shot clinic (the 4Pets Clinic) to mean that I was seeing other vets. A simple and hilarious error, but not one that should still be unresolved 3 months after filing a claim!
My wellness claims have been processed very timely. It's just the injury claim that is taking a suspiciously long time.
5
out of 5
POSTED: | BY: E.
pays off in the end
I paid insurance for my dog for years and she rarely needed anything more than a yearly check up. This past year she has been through a lot and needed to go to the emergency vet clinic multiple times. Her VPI policy kicked in when this happened and gave me peace to not have to worry about the financial part while I struggled with the end of her life.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.