Nationwide | Pet Insurance Review

We love this insurance. We understand why rates had to go up. The plan gives me peace of mind about August’s health and wellness.

As an emergency room veterinarian with a pet with a lot of needs, let me be the first to say that this is the best value for coverage. Even with my own employee discount at my workplace, and not charging myself for examining my own dog, my baby girl racked up a bill of several thousand dollars over the year for everything from the routine vaccines to annual blood work and her brief hospitalization after getting into my first aid kit. Nationwide covered everything at 90% after the initial deductible. I believe the insurance, though admittedly a bit pricier than other plans out there, is so comprehensive that it paid for itself after just one trip to my facility (annual blood work, abdominal ultrasound for GI signs, hospitalization with IV fluids and meds with round the clock nursing care for 24 hours in the Chicagoland area). That said, if my work hadn't had a policy of not requiring employees to pay up front at the time of service, I don't know that I could have foot the bill. Nationwide sometimes takes too long to return my claims - once I think it took almost two months. That could pose a problem for individuals and their pets facing charges for particularly high-priced care, such as chemotherapy or urgent rescue measures (ie: successful CPR or emergency surgery). I would - and do - recommend this plan to anyone who has a pet and will listen, but I do think Nationwide can do more for its clients in shortening the turn-around time so people can make their credit card payments by the end of the month after getting their check back for insurance coverage.

Getting Nationwide Pet Insurance, especially the Whole Pet Wellness Plan, has been the best investment for my family. Especially recently when my pup has been sick requiring ongoing treatment, it is great to know I have Nationwide to help with cost and make sure Rico gets the care he needs. It gives me such piece of mind and the process is so easy. We really appreciate the service and commitment!

We've had Nationwide coverage for a few months now, insuring both our cat and our puppy. We're generally pleased with the coverage thus far. Submitting claims is very easy and issuance of reimbursement is prompt (~2-3 weeks for us). While still taking Nationwide with a grain of salt, since there are numerous other reviews that complain regarding Nationwide's willingness to cover some ailments, nevertheless our personal experience so far is enough to recommend Nationwide as a carrier.

Service provided is always timely and easy, thanks for the help!