Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Carol

So glad I have insurance

I tell every pet owner I know "please promise me you will get insurance for your new pet asap upon taking them home." I know firsthand that one illness or injury can wipe a person out financially. Having insurance I know that a good chunk of what I'm paying for up front will be reimbursed. This makes caring for my cat a lot easier. I recommend Nationwide to a lot of people. Sadly most think it's a waste of time... until after they've spent thousands of dollars. Thanks Nationwide.
5

out of 5

POSTED: | BY: Cheryl

Good experience

I was happy to see you covered a lot of the claim. It was a two procedures on one invoice with one being covered and one not. I expected a split of sorts down the middle for cost. Was happily surprised as results. Thank you!
5

out of 5

POSTED: | BY: Faviola

User friendly

The process was self explanatory; however I would have liked to know what was covered and wasn't.
5

out of 5

POSTED: | BY: Michael

Perfect pet protection

Always quick and easy to claim.
5

out of 5

POSTED: | BY: Neal

a very concerned staff

pleasure to work with everyone
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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