Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: MIchael

Never fun dealing with Insurance, but...

Pet bills are almost never cheap. My dog was limping and I took him in for exam and x-ray. Between the visit, x-rays, consults, tests, meds, etc., I was looking at a eight hundred and something bill. But submitting the records online was fairly painless (wish submitting via phone app was easier, though!). The bill was reviewed and payment issued within a week or so. Payment was made directly into my bank account (my choice.) Mind you, my records were clear and included the Doctor's report/assesment, etc. But there was no arguing or the game of "we need more information before we can pay this claim..." Very happy overall.
5

out of 5

POSTED: | BY: Julie

Great

Great iInsurance ! I had one bangle cat for 16 1/2 years and I use the insurance for them I now have two more bangle cats and I’m using the insurance again and they come through for everything that I need
5

out of 5

POSTED: | BY: Joel

Thanks to Nationwide, all of our dogs are well.

We have 3 dogs insured by Nationwide. We love the service and ease of processing claims. We have been using Nationwide for about 15 years. We always recommend you to friends and anyone with a new pet.
5

out of 5

POSTED: | BY: Tom

Nationwide: Impressive Pet Insurance

After having 7 dogs in my life, I decided to obtain pet insurance for dog #8. After 3 months of coverage, I am very impressed with Nationwide's customer service and attention to detail. My biggest question is what happens when renewals come due after the first year. Hopefully, it will be minimal, and Nationwide will continue their great service. So many companies reel you in, and then gouge you after that first year. I am hoping Nationwide will be different.
4

out of 5

POSTED: | BY: Stan

Good service, but didn’t recover as much as expected.

It was good dealing with claim. I did it electronically. I spent $830 out of pocket and received $530 back. It’s a good payback, but I would expect 100% paid back, since it was an emergency visit.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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