Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Tricia

Love the ease of reimbursement but takes a while to receive

I appreciate that the vet can send out the claim for doc visits, tests, and meds; that all I need to do is ask. However, wish the turn around time for obtaining reimbursement was a little more faster.
4

out of 5

POSTED: | BY: Linda

I didn’t realize ER Overnight monitoring wasn’t included or that there is an Annual CAP

I could be wrong but I’ve been extremely busy lately. I didn’t know that part of the bill was not covered. You receive a 10 for claims being paid quickly
5

out of 5

POSTED: | BY: Casey

Getting pet insurance for my older dog has been a literal life-saver

My elderly dog has been experiencing some significant health issues. I would not have been able to get him the best treatment possible without Nationwide. My pup means the world to me and it means the world to know that Nationwide has my back with his medical coverage.
5

out of 5

POSTED: | BY: Michael

Thank you for everything

Marcy took urine test last Friday, we are waiting for the results.
4

out of 5

POSTED: | BY: Casey

Very fair dealings

I get reimbursed for everything that is covered under the policy once I have met my deductible with no argument. Processing times could be faster, but that is my biggest complaint.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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