Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laurie

You guys are great and claims have been super fast.

You have been really fast with my claims lately which is really helpful in a tight budget. Everyone is always very helpful.
4

out of 5

POSTED: | BY: Hannah

Great coverage but claims take a long time

We like the strength of our plan with Nationwide as it covers the majority of our expenses but the downside is that we are always paying those expenses out of pocket first (sometimes hundreds of dollars) and it usually takes a minimum of 3 weeks before we see the money returned to us. I wish the expenses got put through to the insurance company first before we received a bill
5

out of 5

POSTED: | BY: Dyanna

I Tell everyone they should have this coverage for their pets.

I have two dogs , one has severe allergies and has to see the vet regular and the other has had a couple of time that she has been sick enough that she needed a vets care and having this insurance from Nationwide has helped me a lot. They have done everything they say they do and always check if they are doing ok.
5

out of 5

POSTED: | BY: Laura

Wow - Best insurance to deal with! I am impressed by the speed, accuracy and ease of claims processing.

While I am not happy that Finn has had medical issues in his short lifespan, Nationwide has helped immensely in dealing with them. I appreciate your kindness and wellness checks via email. I feel confident that Nationwide has developed workflow processes that work for their beneficiaries and their parents (me!). Thanks so much for all you put into what you do.
5

out of 5

POSTED: | BY: Amanda

Overall, i am so pleased. cusotmer service and response time could be better but I can't say anything negative otherwise!

Speed of claims could be faster, but once processed, money was sent instantly! Otherwise thankful to have this support in my corner!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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