Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Angela

I was able to get the care that was needed for my dog without worrying about the cost because I knew it would be reimbursed!

Impressed at the quick response and the ease of reimbursement submission
5

out of 5

POSTED: | BY: Luiz

Great people, great service

I have no major complaints - the service has been very helpful and friendly. The only observation I'd make is that when I file the claims myself they usually have to be re-submitted, by when the vet does it they go much smoother.
5

out of 5

POSTED: | BY: Patricia

Insurance claims are processed fast!

Millie was 8 weeks old when we brought her home, and unfortunately she had roundworm. Poor thing! She's been to the vet several times for treatment, as well as her wellness checkups/vaccines. I love the VitusVet app to submit my claim right from my phone! I had forgotten that was available to use (we used it with our other dog who passed away in November). I also love that you have direct deposit for the reimbursement checks! No more trips to the bank! Thank you for making it easy to care for our puppy's wellness needs!
5

out of 5

POSTED: | BY: Connie

OUTSTANDING! No matter what, in every way with dealing with you all. Thank you for thinking of my furry kids.

OUTSTANDING! Thank you for taking care and caring for my furry kids thru the years. I've told friends to get their insurance for their kids thru you all. The best!
5

out of 5

POSTED: | BY: Tina

TOTALLY WORTH IT!!

I've had pet insurance for three years now & have broke even or come just slightly ahead on cost of premiums vs amount of bills I paid & was on the fence whether to renew or not. Then my dog needed surgery & was I ever glad I had coverage!! The customer service associates are very knowledgeable & pleasant to deal with. My vet office submits the claims & the automatic deposit process is fast & easy.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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