Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Judy

So happy I chose Nationwide!

This is my 1st experience providing health insurance for my pet, though I’ve had pets my entire life. I couldn’t be happier with Nationwide! Their representatives are always helpful, explaining the plans, answering my questions thoroughly so I can make an informed decision on what plan is best for my boy. I’m delighted with the ease of submitting claims and Nationwide’s response time in reimbursing. I’ve recommended Nationwide to family and friends and will continue to do so.
4

out of 5

POSTED: | BY: Terry

Some times frustrating

Confusion on some of the requirements for a claim. Items that normally worked on one claim did not work on another.
5

out of 5

POSTED: | BY: Cheryl

Peace of mind

I was a little apprehensive about buying health insurance for Toby, but I couldn’t be more pleased. The claim process is so easy and payment is super fast!
5

out of 5

POSTED: | BY: Jenny

Honestly not sure what I’d do without this comprehensive insurance

Both my cats (ages 5, 7) and pup (almost 6) are on the comprehensive whole pet with wellness unlimited plans. When I was considering plans I thought maybe this was too much, but if there’s one thing that’s been proven this past year it’s to prepare for the unexpected with vet visits. Between preventative care for my dog to extensive dentals with the cats, a few emergencies, and now the start of a complicated diagnosis with my older cat— Nationwide hasn’t even batted an eye with coverage. They’re always sending check-in emails, refunds are super quick, communication is excellent, and I feel relieved knowing no matter what the cost, my pets will get the care they deserve because I have such solid coverage. Thank you so much, Nationwide! Zelo, Tilly, and Nico appreciate all you do :)
5

out of 5

POSTED: | BY: Jolanda

Really like electronic payments, great service!

Great customer service. Great insurance! Takes sometimes a little longer than my former pet insurance to process claimed, but I love the electronic payments.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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