Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alli

360 Positive Experience

Our experience with Nationwide has proven to be an entirely positive one as compared with a direct competitor whom we currently have our other dog insured through. The ease of claims submission and regular updated communication regarding a claim is bar none. If our other dog didn’t (now) have pre-existing conditions, we’d be switching her over!
5

out of 5

POSTED: | BY: Daniela

Great Pet Insurance

Great Insurance! A little bit on the expensive side but definitely worth it! Awesome customer service and filing a claim has neves been easyer
5

out of 5

POSTED: | BY: Laura

A great company - I feel that you are really a partner in the care of our pets.

Excellent company - I feel that you are really a partner in the care of our pets.
5

out of 5

POSTED: | BY: Randall

Very pleased with the service from Nationwide

Appreciate the prompt response to our claim for Vet bills for our Presley.
4

out of 5

POSTED: | BY: Barbara

Was told Dental would be covered. Had teeth cleaned and was not covered. Had NO PRIOR dental issues- NONE.

My dog had no dental issues at all. But was not reimbursed for his teeth cleaning because I was told he had teeth issue in his records. I checked with the Vet and looked also with the vet at his records and no where was their ever any Dental issues. I was told teeth cleaning was covered when I signed up. I would NOT have had them cleaned if I knew it wasn't covered. And I KNOW about prior history and he had NONE. Even the vet checked the records again. So no - not happy.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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