Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Betsy

Hassle free claims

Any claims that I have submitted for Harper have been promptly processed. The forms are easy to fill out and submit. If I’ve had a question, all I’ve had to do is call and I get an answer right away form a courteous customer service rep.
5

out of 5

POSTED: | BY: Betsy

Hassle free claims

Any claims that I have submitted for Harper have been promptly processed. The forms are easy to fill out and submit. If I’ve had a question, all I’ve had to do is call and I get an answer right away form a courteous customer service rep.
5

out of 5

POSTED: | BY: Stephen

Is worth it

Easy to use app and very quick turnaround
5

out of 5

POSTED: | BY: Gwen

I'm extremely happy with the quick followups and reimbursement.

I have been very happy with the services provided.
5

out of 5

POSTED: | BY: Aleta

Best decision ever!

Lily is doing great and back to feeling like her loving self. Nationwide is great to work with and I’m so glad I have both of my girls insured with you. I’ve always had the. best experience with your customer service and have recommended Nationwide to many of my friends.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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