Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer

Very fast reimbursement

I have had my dog and Nationwide insurance for almost 3 years. We got our pup from a rescue and she was 1 1/2 years old at the time. Unfortunately she has had a lot of medical issues over that time including two expensive knee surgeries. Thanks to Nationwide I don't have to stress about the cost of her treatments. The coverage is the best and I get my money back very quickly. I have had no problems with the insurance and would recommend it to everyone.
5

out of 5

POSTED: | BY: Thomas

very happy my wife and I took out this insurance.

good customer service the wellness portion is well worth the money. pleased with nationwide costs and service.
5

out of 5

POSTED: | BY: Denise

Nationwide is simply the best.

Nationwide makes claims easy and turnaround for pay out is quick! My dog has had lots of issues and I’m always nervous about the costs but thankful to have such great coverage.
5

out of 5

POSTED: | BY: Laura

Worth It!

I feel like some people are hesitant about getting dog insurance in the first place. I have had a few dogs and I can say they become your family and you want to do everything in your power to save them. Recently my almost-three-year-old dog somehow swallowed a foreign object and is the only way he was going to make it was surgery. The vets did an amazing job and saved his life and then Nationwide covered 90% of all his expenses. I was so thrilled I had insurance with Nationwide. Worth the money!
5

out of 5

POSTED: | BY: Theresa

Service is beyond excellent.

The best advice my friend gave me was to purchase your insurance. You process your claims on a timely basis and always let me know when you have received my claims.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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