Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Trudy

One Recommendation

So far, Nationwide has been extremely good in reviewing my claims and payment. The one thing I wish would have happened is that when someone saw the issues with the claims they called and gave me some type of direction. At this point I feel he could have been diagnosed sooner by the vet and that some of his tests and time in between were not necessary. I didn't even know there were dog dermatologist, I wish someone at Nationwide could have given me just a little more guidance.
5

out of 5

POSTED: | BY: Lisa

Best pet insurance, I recommend to everyone I can

So easy to work with, reasonable coverage. Better than any of the others I pooled into.
5

out of 5

POSTED: | BY: Cindy

Kind and Caring

Nationwide claims were easily reimbursed however the online system To submit a claim was a little clunky. Nevertheless, they were caring and followed up with an email to see that my dog was doing better. That meant a lot. Thanks nationwide.
4

out of 5

POSTED: | BY: Jeanette

Pet Insurance is Awesome

I've had pet insurance on my dogs for almost 12 years now. It is so worth it. Especially when there is something that is usually very costly. It makes caring for my pets and making sure they live a long and healthy life much easier.
5

out of 5

POSTED: | BY: Joanna

Best Decision I Have Ever Made

I am SO grateful for the support in the care of our dog Seamus. I am new to using pet insurance, and I am thankful for discovering it.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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