Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Amber

Great service and easy to use

I was pretty skeptical about this policy initially but it was offered through my employer so I gave it a try. I'm so glad I did. When my 10 year old pitbull, Newton, tore his dog ACL I thought there was no way we were going to be able to afford the surgery, but Nationwide paid for almost all of it and we had our money reimbursed within a week. I was so thankful that it was easy to use, and fast. I can't recommended it enough.
5

out of 5

POSTED: | BY: JAMES

Great service.

Claims were handled in a quick and efficient manner.
5

out of 5

POSTED: | BY: Julie

Wish I had enrolled my previous pets as this is such a good investment for my dog.

Rusty is in excellent health. Having this pet insurance has helped a great deal. I had thought about enrolling my previous pets but never did. This I regret! Each time I submit a claim it is done with ease and I never worry about it being processed.
5

out of 5

POSTED: | BY: Alicia

Mitzi is doing very well

I am having a much better experience than with another pet insurance company. Mitzi is doing as well as can be expected for her age, not sure exactly how old she is but somewhere around 15 is our guess. She will be with me 14 years in February and we are at least her 4th family, My only complaint is with the timing of how long the review takes and also all the exclusions. Mitzi has been a pretty healthy pup all these years. Glad to have your insurance.
5

out of 5

POSTED: | BY: Melissa

Great service! Thank you!

Love Nationwide pet insurance. It's easy to file a claim, and claim review/payments are completed within a very reasonable amount of time. Even though I'm sure the "Checking on Gus" emails are automated, I love getting them.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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