Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Jessica

Not worth it

I have had Nationwide Pet insurance for at least 10 years. When I finally need to use it, I chance it will not be covered even through the vet finds it necessary. I will not be continuing with the product once my cat is better. I risk paying $500 and not getting anything back. This is worse than health insurance. I plan to tell everyone I know not to purchase this. Your better off paying out of pocket unless your animal is sick all the time or has a disease.
5

out of 5

POSTED: | BY: Debbie

Nationwide Pet Insurance has never let me down when it comes to getting reimbursed.

I really do appreciate the fact that this insurance has never rejected a claim. I feel much more secure knowing that although the cost of coming out-of-pocket is initially overwhelming, it's comforting to know that Nationwide will reimburse some of that cost. Thank you so much for making it a little easier to take care of my petson, Oreo.
5

out of 5

POSTED: | BY: William

outstanding

timely and efficient
5

out of 5

POSTED: | BY: Michele

Excellent customer care

I had a few questions and my agent was friendly and knowlegeable about claim submissions. She took away my concerns and confidently answered all of my questions.
5

out of 5

POSTED: | BY: Cindy

Best pet insurance--ever!

I wish I would have found Nationwide pet insurance first. I had another company before them, and a very poor experience. Nationwide has been very prompt with refunds, the returned amount has been correct every time, and I have always had a good experience when I have called. They have been one of the best companies I have ever dealt with. Thank you!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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