Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Grace

Peace of mind, especially financially

Franklin has torn his achilles and had to have a complicated and expensive surgery. I am not sure we would be able to afford all the care he needed without having insurance. It has been the greatest investment we have ever made. I tell anyone thinking of getting a dog to buy insurance, you won't regret it!
5

out of 5

POSTED: | BY: Keli

Easy and quick

Very easy to submit a claim and the pay out is very quick!
5

out of 5

POSTED: | BY: Crystal

Thank you so much for covering most of her dental needs you are amazing. And we are beyond grateful

We are beyond grateful for how much you covered for my dogs dental surgery. You are an amazing insurance group and we truly appreciate and are grateful we chose you
5

out of 5

POSTED: | BY: Amy

Continued great experience

Unfortunately, I’ve had 4 claims for trauma for my 2 dogs in 4 years. The good part is that Nationwide Pet Insurance continues to make it easy to submit the claims and is very clear on what they paid and why (example: everything except my $250 deductible). I love having Chase pay as an option for electronically receiving my reimbursement. I’ve been very pleasantly surprised at the wonderful experience I continue to have (although I hope to not have to submit any more injury/illness claims).
5

out of 5

POSTED: | BY: anita

Best insurance

Best in all aspects
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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