Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jeff

Nationwide Pet Insurance is the absolute best!

Our breeder recommended Nationwide when we brought our boy home. This is the first time I have ever had pet insurance and Nationwide has been amazing! They have met or exceeded all my expectations! Thank you Nationwide for caring about my pet as much as we do!
5

out of 5

POSTED: | BY: Hilary

Best Service from an Insurance Company by far!!

Impressive speed of service .....My dog recently tore her ACL and the bi-weekly bills submitted have been reconciled with Nationwide within days! It's a joy to be able to take care of an invalid friend without financial worry. Top ratings!!
5

out of 5

POSTED: | BY: Billie

Completely stress-free

Absolutely love Nationwide! Whenever my pup needs to see the vet it is completely stress-free and so simple to submit a claim online.
5

out of 5

POSTED: | BY: D.

Fast claim processing!

My Labradoodle's claim was processed before the blood results were back! Thank you!
5

out of 5

POSTED: | BY: Tiare

Really came through in a clutch

We were devastated to find out our beloved pet had the big "C". And then when the bills for treatment and diagnosis started piling up, we were so afraid that we would be in debt forever. We didn't know if or how much nationwide would cover. They covered us according to our policy, just as it was written thankfully and processed our claims and made payment so quickly we didn't have to incur any interest on our credit cards as a result! We are so happy with how our claims were handled, and very glad we made the decision to get insurance through Nationwide.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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