Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary

Good insurance with a "but"...

This is good insurance but I really dislike the "payment chart" approach to it. I don't understand why she has to be a year old to get "real" coverage, not with the limitations on amounts that you have for puppies. Really annoying, especially in areas where costs run higher. Also--flea and tick and heart worm preventatives cost a lot more than your coverage. It's an "OK" policy, but not great.
5

out of 5

POSTED: | BY: Heather

So easy to file and so helpful to have!

I don't know what I'd do without our pet insurance. It's so comforting that I don't have to agonize about how much it will cost to keep my fur baby happy and healthy. Nationwide Pet Insurance is such a wonderful support for me. Claims are easy to file with an amazingly fast turnaround time. BEST choice for me and my little Sophie-girl!
5

out of 5

POSTED: | BY: Stephanie

Nationwide is truly on your side!

It is really easy to file a claim on line and have the money deposited directly into the account of your choice.
5

out of 5

POSTED: | BY: Sheila

Awesome.

Nationwide is an amazing Pet Insurance Company. No provlems with my claims and I get paid within a week of submitting my claims. I would never be without it.
5

out of 5

POSTED: | BY: Josh

Even better than expected

Nationwide has helped us out immensely with vet bills. From covering prescriptions to unexpected xrays, they make sure we get the most back for our coverage.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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