Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Molly

Good coverage for pets

I have 3 policies with Nationwide and for the most part, it is is good insurance. Historically, Nationwide has taken a full 30 days to reimburse me, but the last few claims were processed much quicker (one week). You can opt to have reimbursement funds sent directly to your bank account which is convenient. Their insurance structure is similar to human insurance in that policies have an annual deductible and co-pay versus a per-incident deductible. Contrary to the language in their literature, they do raise rates annually and some years the jump is higher based on the amount of claims I've had. Perhaps that's coincidental, but I think not. Their policies do not cover pre-existing conditions, but none of the pet insurers do. It's best to get pet insurance immediately upon adoption.
5

out of 5

POSTED: | BY: Tordis

We rely on Nationwide

We had this insurance for our dog that recently (sadly) passed away. Nationwide was very good about covering many of the last expenses like specialist visits, regular visits, and emergency care. We have both our kittens insured now. Nationwide a large portion of the cost of spaying which is very helpful.
5

out of 5

POSTED: | BY: CHERYL

Grateful Rocky Thanks

We don't know what we would do without Nationwide to help us with costs of our dear boy Rocky. Being a rescue pup, we were not aware of any allergies or skin issues. Being that we live in the mountains of Lake Tahoe and the beaches of Florida, you never know what may come up. Thank you for providing this wonderful service and always treating our claim promptly.
5

out of 5

POSTED: | BY: Brennan

I wish human insurance was this easy!

Easy to follow directions. Simple claim forms. Timely updates.
5

out of 5

POSTED: | BY: Marta

My eperience has been exceptional.! Great very professional staff and service.

Have been a client since 2001 when adopted 2 Persian cats and joined the insurance my experience was always at the highest level of service. Three years ago adopted a rescue cat and had some minor health problems that the insurance had been so very helpful, by email and phone. I could not say enough of the good service and the way I had been treated. You guys are amazing! Happy Thanksgiving and best Holidays ever.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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