Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Courtney

There's no reason not to take your pet to the vet if you have insurance.

After having a dog with orthopedic issues, two life-threatening immune-mediated illnesses, and finally cancer, I know all too well how vet bills can pile up and how cost can play a role in whether or not owners pursue treatment, let alone go to the veterinarian in the first place. When we got a new puppy, we didn't hesitate a moment and signed him up for insurance immediately. He's just a year old now, but with just a couple of trips for routine issues (URI and an small injury) we met our deductible. When he started showing signs of lameness, we waited a bit and then took him in for an appointment. That's why we have insurance--so we don't have to hesitate when an issue calls for attention. It turns out that our boy likely has some orthopedic issues and will need some special care. You'll always worry about taking the best care of your fur babies, but having insurance takes away the financial worries. Submitting a claim is easy and hassle free, and reimbursements come quickly
5

out of 5

POSTED: | BY: Jason

Keep up the good work

Awesome
5

out of 5

POSTED: | BY: Michelle

Great to have in time of need

Nationwide has been very easy to deal with. They pay quickly. Great peace of mind.
5

out of 5

POSTED: | BY: Jessica

Thankful

I’m so glad I decided to go with this insurance policy! It not only saved my baby, but also saved my pocketbook. The claim process is super easy and I had reimbursement back within two weeks. I’m very satisfied with the service!!!
5

out of 5

POSTED: | BY: Joanne

Easy claim process

I filed a claim after seeing the vet for a skin infection on my dog. It was extremely easy to fill out the form, upload a picture of our vet bill and wait for the explanation of benefits to process. I've used other companies in the past with other animals and Nationwide is by far the easiest process.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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