5
out of 5
POSTED: | BY: Rogelio Feria
Very easy to understand and enroll
Very easy to understand and enroll
Read more on Trustpilot
4.7
out of 5
Number of reviews 11,563
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: Millie
Submitting an appeal.
While I was looking for pet insurance, our puppy had a bad episode of vomiting & diarrhea. He had giardia. 2 months after I got the insurance he was brought in again for the same symptoms. This time it was pancreatitis. For sure I thought the insurance would reimburse me but it was denied because it was seen as a pre-existing condition. I called metlife & spoke with Rose, explained our story & she assisted me in appealing our claim. She was very informative & detailed in getting it done. I sent in the appeal form with a health statement stating that these episodes were not related & a new diagnosis. Within a week I was reimbursed. The prescription food that our dog needs is also covered by the insurance now. Submitting a claim is very easy. Although submitting accurate documents are important so that the insurance can understand the difference in each claim. I'm glad I found this insurance company thru my work. I really appreciated Rose's patience & assistance.
5
out of 5
POSTED: | BY: Christopher Bramhill
Seems like the best pet insurance for…
Seems like the best pet insurance for the money!
5
out of 5
5
out of 5
POSTED: | BY: Robert Eppler customer
Always fast with no problems on a claim
Always fast with no problems on a claim
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!