5
out of 5
POSTED: | BY: Sue Butters
Claims
Claim was processed and reimbursement sent within a week, great service
Read more on Trustpilot
4.7
out of 5
Number of reviews 11,567
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: customer
Metlife is always there!
Metlife always replied very quickly to any claims and questions. Thanks for being there for us when we needed it!
3
out of 5
POSTED: | BY: customer
I was denied the medication my dog is…
I was denied the medication my dog is using because of prior use, well my prior use was the first time and was will an ear ache, prior use that is not consistent or only used on one occasion for the first time should be covered. Vets put dogs on meds all the time
5
out of 5
POSTED: | BY: Excellent customer service
and great…
Seamless navigation in app and great customer service!
5
out of 5
POSTED: | BY: Mary Campbell
Good communication and prompt…
Good communication and prompt reimbursement for pet care.
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!