MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 11,567

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Adrienne

Efficient processing and reimbursement

MetLife processed my pet insurance claim quickly and efficiently. My reimbursement was deposited straight into my bank account. The app makes everything so easy. I also liked the benefit of having a reduced deductible for not having a claim in some years.
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5

out of 5

POSTED: | BY: Rebekah Kitchen

Easy to use and insured the next day :)

Easy to use and I love that my pet is insured right away. My dog has been sick and I’ve only been working for 6 months as I was undergoing my own trials and errors. And this feels like I can give back to my dog while I am still able to pay for affordable costs to keep him healthy and safe.
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5

out of 5

POSTED: | BY: Kathy Elizabeth Ortiz Delfin

From a frenchie mom

I have 2 French bulldogs, and believe me when I tell you, MetLife has been our best investment ever. You might think it's not necessary, but it is, from environmental allergies to surgeries and well, all kind of test and x-rays because one of them even ate one of my scrunchies!
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5

out of 5

POSTED: | BY: Karen

Fairly easy process for claims

Fairly easy process for claims
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5

out of 5

POSTED: | BY: KayBee

Finally a good claim experience.

I submitted a claim and for the first time, I wasn’t required to provide extra documentation before the claim could be reviewed. Almost all of my previous claims required additional documentation and were still denied. The refund for my claim was available within 1-week of submitting my claim.
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Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

MetLife Pet Insurance detail
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!
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