2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
I have been using MetLife Pet insurance for 4 years. When I first started, my monthly premium was $60 a month for 80% coverage, $10k limit, and $250 deductible without preventative care.
The first few years the monthly premium increased modestly. After my pet needed dental work I added on preventative care and my monthly premium became $160 for 80% coverage, $10k limit, and $250 deductible. They just emailed me to let me know that my new monthly premium would be $280 for the exact same package (an extra $2000 a year). They so generously offered a $170 monthly premium for 70% coverage, $8k limit, $500 deductible.
The fact that my premium has almost 5x-ed (albeit with preventative care) in four years is ludicrous. This of course is after my dog got older and developed arthritis, so they know I can't get coverage anywhere else because of his preexisting condition and are just squeezing me for all that I am worth. I hope their CEO is having a nice time on vacation this summer on my dime and the dimes of other hardworking middle class people, while we are all struggling to make ends meet and doing our best to take care of our pets.
They can and will increase your monthly premium by 80% for no reason--just because they can. They don't care about you, they just care about taking as much of your money as they can. The people who leave positive reviews probably are new customers with pets without preexisting relationships. Once they have leverage to extort you, they will.
Easy to file claims. Usually a prompt claim process with quick reimbursement. Whenever I need to call customer service, which is rare, they are the kindest most dog loving people ever. Wr usually get sidetracked talking about our dogs and I dont mind that at all. I highly recommend pet life to all my friends. Every dog should be insured and pet life makes that easy
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!
