MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 11,567

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Anne

Easy to submit claims

Easy to submit claims via app. Competitive pricing.
5

out of 5

POSTED: | BY: Ariel Haimsky

Very satisfied!

I have had many claims and the payment always comes through. When it is a regular prescription refill, I often get paid within a few days. When it is something new, it can take 3 weeks but the claims are always paid. Their app makes submitting new claims so easy - just take a photo of the invoice and vet notes (if applicable) and send. Unfortunately the price of the insurance went up by 35% this year, but it is still worth it. I just wish they increased it gradually rather than so much at once.
5

out of 5

VETERINARIAN: Countryside Animal Clinic

POSTED: | BY: Dayte

Satisfied customer

I have had MetLife for about 4 years. When I signed up I had the animals on my policy for and a car. All of them were senior and one of my dogs had diabetes. Even though they didn't cover his insulin because he was diagnosed before I signed up they still counted everything else. My cat was diagnosed with kidney disease and my other dog has Cushing's disease. Everyone is them has had many very trips and not once have I had trouble receiving my money. They are pretty fast as well and the app is easy to use. My cat and my diabetic baby have passed and MetLife helps pay for euthanasia and cremation. You might have to come out of pocket at first, but you will get at least 80% back after your deductible. The deductible is only a one time fee for the year and not for each animal. I have my last dog who is 13 years old with Cushing's and her medication is expensive monthly, but with MetLife it is a savior. I have not had any issues and I always submit my invoices and very progress notes right away. It usually takes about 5 to 10 days at the most to get your money and it goes right into my bank account. I wish I would have had insurance when I had my other dog's because it definitely helps a lot. They cover a lot of different things, I recommend checking them out, you won't be disappointed.
5

out of 5

POSTED: | BY: Eileen Laut

Very pleased

Your response's are timely and the deposit in my account is also very prompt!
5

out of 5

POSTED: | BY: Mary McGrath

Glad I switched

When my old carrier wouldn’t grandfather my new pet into the plan I had been carrying for at least 10 years, my search began. Met Life has met if not exceeded my expectations on coverage and reimbursement.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

Get a quote today

Leave a review